Mortgage guides & advice

We are getting more frequent enquiries from homeowners who have had interest only mortgage products for many years. Now that they are approaching retirement, they find they have no obvious method to repay the mortgage in full. Retirement mortgages can offer solutions including Retirement Interest Only and Equity Release products.

As an advice firm, we are often approached by potential new clients asking how to get a mortgage if they are self-employed. Many self-employed people believe they will struggle to get a mortgage. It’s often much easier than you’d imagine, so we’ve put together this guide for self-employed individuals who would like to buy a new home, or remortgage their existing property.

When you have a mortgage already, but you want to move house, what happens to your mortgage? This is a common question from our customers, wondering if they can keep their mortgage when they want to sell their existing home and move to a new one. To help we’ve written this guide to help you understand the pros and cons of porting or replacing your existing mortgage.

With the changes in the mortgage interest relief restriction, more of our customers are asking if they should consider setting up a limited company to manage their buy to let property/properties. As it is not a clear cut yes or no answer, we’ve put together this guide to help you decide which option is right for your personal circumstances.

When taking out a new mortgage, it is often a time to review your insurance policies and determine if they fit your needs. Often our customers will consider if they need life insurance when they are either taking out their first mortgage, or moving to a new property. The answer will always depend on your specific circumstances and acceptable level of risk, but this guide is available to help you decide.