Independent whole of market mortgage advice

Helping you to spend your time on the things that matter

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Remortgaging

Fixed term close to ending, or is your current mortgage a bad fit? Let us find the right product for you.

Equity release

Support your retirement with an equity release mortgage to unlock tax-free cash from your home.

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First time buyer

Can’t wait to start painting? Congratulations! We are here to help you purchase your first home.

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Buy-to-let

Whether it is your first or part of a portfolio, we can help you arrange the most cost effective mortgage.

Trusted mortgage advice

As a whole of market mortgage broker we are not tied to specific lenders, allowing us to find the right mortgage for you.
Your advisor can help you to understand what level of deposit is needed for optimum loan-to-value.
Clear advice allows you to judge the risks and benefits of fixed rate vs variable rate mortgages and interest only vs repayment mortgages.
Our past customers vary from first time buyers, to multiple buy-to-let owners and commercial properties.
We’ve also helped self employed, contractors and those with a poor credit file to find the right mortgage for their circumstances.

VA Mortgages proved to be everything I could ask for in a mortgage broker (and more).

Mark’s advice was clear and his patience appeared to have no limit. He managed to secure a mortgage that was far better than anything we could find elsewhere.

I have never felt so confident in a financial service and doubt I ever will again.

Dan Graham

Les has provided us with mortgage and life insurance advice for 12 years and we highly recommend VA Mortgages.

His expertise is second to none and he is always very honest. In this day and age you need people you can trust and we know we can rely on Les.

He is always our first port of call and we wouldn’t dream of going elsewhere.

Gino Geraci

First-rate service from a top-class advisor!

David has given me expert financial guidance for many years. His approach is always honest and professional, and he is able to explain details in ‘no-nonsense’ language.

He is conscientious and responds to any questions immediately. I recommend his services without reserve.

Melanie R.

It is always a pleasurable experience to deal with VA Mortgages.

Their staff are highly skilled, experienced and competent, which is reassuring when dealing with financial services and mortgages.

I would personally recommend them to anyone wishing a fast, easy and reliable company to trade with.

Vincenzo Zuccarello

Les has provided me with mortgage and financial advice and services for 10 years and I’ve always found his approach to be excellent in all ways.

He is professional, personable and a true expert in his field. He is also incredibly honest, offering advice that will help me instead of just lining his pocket!

I would heartily recommend Les to anyone seeking mortgage and financial services.

Julian Degg

Expert advice

How To Help Your Children Onto the Property Ladder

Are you a parent who wants to help your child buy a home but are not sure how? Read our blog on ways parents can help their child get on the property ladder to find out everything you need to know.

Overpaying your mortgage

Is it worth overpaying your mortgage or would paying the money into savings or reducing the term make more sense? Find out everything you need to know about overpaying your mortgage here.

Mortgages for the over 50s

There are lots of mortgage options available to the over 50s. In this guide we cover the range of options, what makes later-life mortgages different and answer some common questions.

What can affect your mortgage application?

Help prepare for a mortgage application by understanding why a mortgage application might be declined and what you can do to improve your chances by reading our article.

Mortgage Jargon Explained

Whether you are a first-time buyer or a seasoned borrower the jargon used during the mortgage process can seem impenetrable. Demystify jargon with our glossary of mortgage-related terms.

Mortgage Advisors: your questions answered

Obtaining a mortgage is often one of the biggest financial decisions you will ever make, so it’s important to get solid advice – which is where a mortgage advisor can prove useful. Mortgage advisors are financial advisors who specialise in the mortgage market. Learn more about what advisors do, and how they can help you, in this guide.

Independent whole of market mortgage advice

Trusted mortgage advice

Expert advice

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